Kelmont01
Monthly Bookkeeping
Full-service monthly bookkeeping for small businesses — categorized transactions, reconciled accounts, and clean financials delivered every month without fail. Available in QuickBooks, Xero, and all major platforms.
Bookkeeping · Accounting · Clarity
Financial
Precision,
Elevated.
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Clients Served
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Accuracy Rate
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States Covered
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Retention Rate
Begin Your Consultation
No commitment. A specialist responds within 24 hours.
🔒 Your information is strictly confidential.
Request Received
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What We Offer
Comprehensive bookkeeping & accounting services,
precisely delivered across all 50 US states.
02
Catch-Up Bookkeeping
Months or years behind on your books? We reconstruct your financial records quickly, cleanly, and completely — no matter the state of your existing data. Get IRS-ready fast.
03
Payroll Management
Accurate, compliant payroll processing so your team is paid on time and your filings are always correct. We handle payroll taxes, W-2s, 1099s, and all federal and state requirements.
04
Financial Reporting
Monthly P&L statements, balance sheets, and cash flow statements giving you a true, real-time picture of your business finances — formatted for your CPA and ready for investors or lenders.
05
Bank Reconciliation
Every bank account and credit card reconciled and verified monthly so discrepancies, fraud, and errors have nowhere to hide. A core pillar of clean, audit-ready books.
06
Tax-Ready Books
Books prepared to the exact standard your CPA and the IRS require — no last-minute scrambles, no surprise accounting bills. We deliver tax-season-ready financials automatically every quarter.
US CPA
CPA Candidate
Who We Are
Pratik Roy
Founder & Lead Accountant · Kelmont&co.
I founded Kelmont&co. with one conviction: small business owners deserve the same calibre of financial rigour that Fortune 500 companies take for granted — without the Big 4 price tag.
With a background spanning financial reporting, audit support, and US taxation, I bring institutional-grade discipline to every client engagement. I am a US CPA Candidate, a QuickBooks ProAdvisor, and a Xero Certified Advisor — credentials that sit behind every set of books we produce.
Every client gets direct access to me. No account managers, no juniors handing off your work. Just accurate books, delivered on time, every single month.
Who We Serve
Specialist knowledge across the
industries that matter most.
Every business is unique. We serve a wide range of industries and bring deep, hands-on expertise to each one — so your books always reflect the reality of your business.
Restaurants & Food Service
E-Commerce & Retail
Construction & Trades
Health & Wellness
Tech & SaaS
Professional Services
Law Firms & Consultancies
Real Estate
Logistics & Distribution
Creative & Media
Education & Coaching
Beauty & Personal Care
Our Approach
Bookkeeping held to a
higher standard.
✦
CPA-Level Precision
Led by a US CPA Candidate — your books are built to audit-ready standards from day one.
✦
QuickBooks & Xero Certified
We work inside the platforms you already use — no disruption, no migration headaches, no learning curve.
✦
Direct Access, Always
You work with Pratik directly — no handoffs, no junior staff, no account managers standing between you and answers.
✦
Flat Monthly Pricing
No hourly billing, no surprises. One predictable rate that scales transparently with your business.
Monthly hours saved per client18 hrs
Average tax savings identified$4,200
Books delivered on time99.8%
Client retention rate97%
Average client tenure4.2 yrs
Case Studies
Real problems.
Real results.
Restaurant · Texas
Three years of books reconstructed in 28 days
A Dallas BBQ restaurant owner came to us with three years of unreconciled books, mixed personal and business expenses, and a looming IRS notice. Their previous bookkeeper had disappeared mid-year.
We completed a full catch-up, separated all transactions, and delivered clean financials in under a month. Result: $11,400 in previously unclaimed deductions identified.
E-Commerce · Florida
Multi-channel chaos turned into monthly clarity
A Shopify and Amazon seller with 4,000+ monthly transactions had no clear picture of profitability per channel. They were guessing at margins and couldn't plan inventory spend.
We built a channel-segmented bookkeeping system with automated reconciliation. Result: Owner identified their most profitable product line and grew it 40% in one quarter.
Construction · Ohio
Job costing that finally made sense
A mid-size contractor was winning jobs but not understanding why profit margins were inconsistent. Materials, labour, and subcontractor costs were all pooled together with no per-job visibility.
We implemented job-cost accounting with weekly WIP reports. Result: Identified two unprofitable job types and repriced them — margin improved by 12% within six months.
Our Thinking
Financial insights for
small business owners.
The 5 Bank Reconciliation Mistakes That Cost Small Businesses Thousands
Most business owners only discover reconciliation errors when their accountant flags them at tax time — by which point the damage is done. Here is what to watch for every month.
Read more →Why "Tax-Ready Books" Are Different From Just Having Books
Your CPA needs more than a bank statement. Here is exactly what audit-ready financials look like, and why the difference saves you hundreds of billable CPA hours every year.
Read more →How to Read Your Cash Flow Statement (And Why Your P&L Alone Is Lying to You)
Profitable businesses go bankrupt. It happens more than you think. Understanding the gap between profit and cash is the single most important financial skill a business owner can develop.
Read more →Client Voices
Trusted by businesses
coast to coast.
★ ★ ★ ★ ★
"Kelmont completely transformed how I run my finances. My accountant says I have the cleanest books she's ever seen. Worth every penny."
Marcus Reid
Owner, Reid Construction LLC · Texas
★ ★ ★ ★ ★
"I was three years behind on my books. Kelmont caught everything up in under a month and built a system I can actually understand."
Lauren Patel
Founder, Patel Wellness Studio · California
★ ★ ★ ★ ★
"As a restaurant owner my books were a disaster. Kelmont stepped in and now I get a clean P&L every month. My decisions are finally data-driven."
James Thornton
Owner, Thornton's Bistro · New York
★ ★ ★ ★ ★
"I run an e-commerce store with thousands of transactions monthly. Kelmont&co. handles all of it flawlessly. Genuinely impressive service."
Aisha Kim
Founder, AK Botanicals · Florida
★ ★ ★ ★ ★
"Switched from a bookkeeper who was always late and wrong. Kelmont has been on time every month for two years. The peace of mind is priceless."
Derek Morrison
CEO, Morrison Media Group · Illinois
★ ★ ★ ★ ★
"I referred three business owners within my first month. The care and communication is unlike anything I've experienced from any financial service."
Sofia Chen
Owner, Chen Consulting Co. · Washington
Ready for books you
can rely on?
Join thousands of US small businesses who trust Kelmont&co.
Begin Your Free ConsultationFAQ
Common questions about
bookkeeping & accounting services.
What does a bookkeeper do for a small business? +
A bookkeeper records and organizes all financial transactions — income, expenses, invoices, and payments — so your accounts are always accurate and up to date. At Kelmont&co., we also handle bank reconciliation, payroll, financial reporting, and prepare your books for tax season. Think of us as the financial backbone of your business.
How much does bookkeeping cost for a small business in the US? +
Bookkeeping costs vary depending on your transaction volume, business complexity, and the services you need. Kelmont&co. offers flat monthly pricing — no hourly billing, no surprise invoices. We'll provide a custom quote during your free consultation. Most small businesses find our services significantly more affordable than hiring in-house staff.
What is catch-up bookkeeping and do I need it? +
Catch-up bookkeeping (also called backlog bookkeeping or clean-up bookkeeping) is the process of reconstructing and reconciling financial records for periods that were missed or incorrectly recorded. If your books are months or years behind, or you've received an IRS notice, catch-up bookkeeping is essential. We've helped businesses get fully up-to-date in as little as 28 days.
Do you work with QuickBooks and Xero? +
Yes. Kelmont&co. is led by a certified QuickBooks ProAdvisor and Xero Certified Advisor. We work directly inside your existing accounting software — QuickBooks Online, Xero, FreshBooks, Wave, and others — with no disruption to your current workflow. If you don't have software set up yet, we'll handle that for you too.
What is the difference between bookkeeping and accounting? +
Bookkeeping is the day-to-day recording and organizing of financial transactions — invoices, expenses, payroll, and bank reconciliations. Accounting involves analyzing, interpreting, and reporting on those records for tax filing, financial planning, and strategic decisions. Kelmont&co. delivers CPA-level bookkeeping so your accountant always has perfectly clean records at tax time, saving you hundreds in CPA fees.
Which US states do you serve? +
We provide virtual bookkeeping and accounting services to small businesses in all 50 US states — including California, Texas, New York, Florida, Illinois, Pennsylvania, Ohio, Georgia, Washington, North Carolina, and every other state. Our fully cloud-based workflow means geography is never a barrier to getting clean, accurate books.
How do I get started with Kelmont&co.? +
Simply fill out the free consultation form at the top of this page. A specialist will respond within 24 hours to discuss your business needs, current bookkeeping situation, and the right service plan. There is no commitment required — just a conversation to find out if we're the right fit for your business.